• Plan Details

  • Do you want to apply for an Essential Plan offered through Affinity?
    If you want to apply, please submit your contact information and one of our representatives will call you to answer your questions and help you get started.

     * Full Name:  
     * Zip Code:  
     * Primary Phone:  
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  • Affinity takes your health and wellness very seriously. We want as many people as possible to obtain quality health care at an affordable price. That’s why Affinity is offering the Essential Plan.

    What is the Essential Plan?

    A health plan for New Yorkers who don’t qualify for Medicaid. The Essential Plan offers the same essential health benefits you get with other health plans but with no monthly premiums.

    Who can buy it?

    Lower-income individuals who don’t qualify for Medicaid or Child Health Plus.

    Household size Most you can make
    1 $25,760
    2 $34,840
    3 $43,920
    4 $53,000

    How much does it cost?

    There are no monthly premiums with the Essential Plan. And now, dental and vision benefits are included at no additional cost.

    How else does it save me money?

    The Essential Plan has no deductible, so it starts paying for your health care right away.

    What does the Essential Plan cover?

    The same services covered by other plans:

    • Doctor visits, including specialists
    • Tests ordered by your doctor
    • Prescription drugs
    • Inpatient and outpatient care at a hospital

    How do I enroll?

    Call us directly at 866-247-5678, and we will help you apply. Or, you can enroll by visiting the NY State of Health Marketplace.

    When can I enroll?

    ANYTIME! That's right—you don't have to wait until Open Enrollment to sign up. You can find out if you qualify today.

  • Need health insurance or know someone who does? Find out if you qualify via a live Zoom session.

    Click here to start a Zoom meeting with an Affinity representative who can tell you if you qualify for free or low-cost health coverage.

    Virtual office hours are Monday to Friday, from 9:00 a.m. to 5:30 p.m. Once connected, you may experience a short wait depending on the number of people ahead of you.

    If you don’t have the Zoom app, visit Zoom.us to download it now. Or you can join without downloading the app by clicking on “Join from your browser” to immediately enter the virtual “waiting room”. 

    To apply for coverage over the phone, or if you are an existing member looking to renew your coverage, call 866.694.9815 (TTY 711). You may also call the NY State of Health at 855.355.5777 or visit www.nystateofhealth.ny.gov.

    For any other questions, call our Customer Service line at 866.247.5678 (TTY 711) Monday to Friday, from 8:30 a.m. to 6:00 p.m. Calls may be monitored for quality assurance.